Deception.

I cannot believe how stuck up and narrowed mind people can be.

The topic of the day: studying out of town. Not abroad, not in fucking Zimbabwe, just fucking out of town.
Of course, debts will stick to the deepest way up to your ass, but darn, it exists for a reason! Use it! There is no bad decision.
If you have parents who can help you, then great! So full of experience to get out of this.
They would only base their opinion on a single case that happened to a friend of a friend of a friend of theirs. You might go out of town, spend a semester there and finally come back and say, hey, it didn't happen. Shit happens okay. But don't come up to me and say that it is and it will constantly be like this for everyone.
You don't even have a bachelor degree. You didn't even finish your certificate. And you consider yourself lucky? Bitch please. I've heard enough.

This confirms to me how narrowed mind you are. Okay for the debts. Okay for the people who are the only one who study abroad are rich (your words). But DO NOT tell me it is useless and you only get trouble out of this. I also cannot believe we're siblings (facepalm).